Community Association Insurance
What is Community Association Insurance?
Community Association Insurance provides essential protection for community associations and survey strata developments across Australia. The policy covers shared responsibility for common property such as driveways, roads, parks, recreational facilities like pools and gyms, and other shared amenities. If your property is a part of a small residential complex, or a large gated community with extensive facilities, this specialised insurance covers the unique risks faced by community associations.
What Can Be Covered Under Community Association Insurance?
Legal Requirements
Your community’s essential infrastructure including:
- Common driveways, pathways and roads
- Gates and security systems
- Water supply and sewer systems (excluding treatment plants)
- Power supply systems (excluding generating plants)
- Retaining walls and fences
Buildings and Facilities
From basic amenities to luxury facilities including:
- Gate houses, pool houses, and club houses
- Change rooms and community centres
- Marine structures, fences, and gates
- Sporting facilities: gyms, pools, tennis courts
- Playground, BBQ, and park facilities
Why Choose Strata Community Insurance?
Whether you self-manage your property, are a strata manager or a broker, we provide strata communities with the choice to place their insurance and tailor coverage to their specific needs, building types, and risk profiles.
With 100% of our resources dedicated specifically to the strata community, our team understands local obligations and explains them in a way you can understand.
Being privately owned, and with presence in all major capital cities, we have a complete focus on Australian strata communities so you can be confident our products and services are built to work for your needs.
Claims time is when insurance proves its worth. Our quick and easy online claim lodgement gives you access 24/7. If you have a more complex situation, our Australian based claims team handles everything locally.
Partnering with Allianz Australia Insurance Limited, part of the Allianz Group, means you have the confidence of being backed by one of the world’s largest insurers.
With passion and support that extends beyond just providing insurance products, we actively advocate for industry and regulatory changes that improve outcomes for the broader strata community.