Target Market Determinations
A Target Market Determination (TMD) describes the class of customers an insurance cover has been designed for, including the key attributes of the insurance cover and the customers who are eligible for it. This reflects our customer-centric approach to product design, and our aim of distributing products that are suited to customers’ objectives, financial situation and needs.
It is important to note that a TMD does not replace the terms and conditions, nor the disclosures made, in a Product Disclosure Statement (PDS). You should continue to refer to the PDS before deciding to purchase an insurance cover.
Below you’ll find a link providing access to the TMDs applicable to our products.